Understand how your financial behavior impacts you and your credit, along with what is included on your credit reports and why.
What is a credit report and what information is included on it? Just like school report cards summarize a student’s performance, your credit reports do the same for your financial history. Your credit reports include information about the types of credit accounts you’ve had, your payment history and other information such as your credit limits. Your credit reports are important pieces of financial information that help lenders measure your level of credit risk, or the likelihood you’ll pay your bills on time.
There are several ways you can get free credit reports from Equifax ® , and the other two nationwide credit reporting agencies.
Now you can get your Equifax ® US credit report in Spanish online and by mail.
Your credit reports contain information summarizing how you have handled credit accounts, including the types of accounts and your payment history. Learn why it's important to check your credit reports regularly.
Sometimes late payments happen. Learn how late payments impact your credit history, how long they stay on your credit reports, how to remove them and more.
Checking your credit reports can help you detect any inaccurate or incomplete information, but that can be a challenge while incarcerated.
If there is information on your credit report you believe is inaccurate or incomplete, here are some steps you can take to resolve it -- and what to expect if you file a dispute.
Your credit reports and credit scores are vital pieces of information that are important to your overall financial wellbeing. Learn why it's important to check them regularly.
Found something incomplete or inaccurate on your credit report? Learn more about the dispute process.
When a loved one dies, you may overlook these important financial to-dos. Here’s what to know about getting a credit report for a deceased person.
Learn what a credit report is at Equifax! Read about the nationwide consumer reporting agencies, see how to get a credit report, find out what’s in a credit report and much more!
There are many ways to build credit. What matters most is using credit responsibly. Learn what you can do to establish good credit behavior.
Credit reporting protections help human trafficking survivors by removing negative information from credit reports that resulted from being a victim.
